Authorize.Net is one of the most established and widely used payment service providers (PSPs) in North America. Owned by Visa Inc., the company specializes in offering secure and scalable online payment solutions to small and medium-sized businesses.Founded in 1996, Authorize.Net has built a reputation for reliability, robust features, and strong fraud protection. It acts as a payment gateway rather than a merchant account provider, though it partners with acquirers to deliver full-stack solutions.Core Services and Features#
Payment Gateway for online transactions (e-commerce, MOTO).
Virtual Terminal for phone/mail orders.
Recurring Billing, Customer Information Manager, Invoicing.
Advanced Fraud Detection Suite (AFDS).
Mobile Payments & API access for custom integrations.
Advantages#
Trusted brand with strong market recognition.
High reliability and uptime.
Developer-friendly APIs and SDKs.
Extensive integrations with shopping carts and CRM tools.
Visa-level fraud detection and tokenization.
Limitations#
Only supports merchants in the U.S., Canada, U.K., Europe, and Australia.
Monthly gateway fee and per-transaction cost.
Limited support for high-risk industries.
Headquarters Provo, Utah, USA
Target Clients#
SMEs looking for a robust and secure gateway.
SaaS platforms and marketplaces.
Subscription-based businesses and nonprofits.
Modified at 2025-06-16 14:44:43
